Mortgage Type Consider it when…
Fixed Rate Mortgages You want the long-term predictability of an unchanging rate over the life of your mortgage loan.MortgageFlex’s Fixed Rate Mortgages have competitively priced rates, and built in money-saving application features, that make these programs an attractive choice.
Adjustable Rate Mortgages (ARMs) You want the ability to purchase a larger home, or prefer to have lower monthly payments initially.MortgageFlex has dedicated two of its mortgage lending programs to ARMs—straight forward mortgage programs that are continually recognized, and highly rated, as some of the most innovative, safe, and affordable ARMs available in the industry today.
Jumbo Loans You need to borrow amounts in excess of the conforming loan amounts allowed by FNMA and FHLMC.
FHA Loans You want to purchase a home with a low down payment, or desire a loan with flexible guidelines.
VA Loans You are an eligible veteran looking to purchase a home.
Construction or Lot Loans You are building a home.
Interest Only Loans You want to purchase a home, and prefer to make interest-only payments on your loan for a set period of time.

Welcome to MortgageFlex Mortgage Center!

Each and every day over a million members all around the globe place their trust and confidence in MortgageFlex. Established in 1982, MortgageFlex is known for its innovative financial services that are specially designed to save our members money and add value to their lives—a business ethos that has allowed MortgageFlex to emerge as a leader among credit unions in mortgage lending.

MortgageFlex has mortgage financing available on both home purchases and refinances, and our application process includes free rate locks* and instant online pre-qualifications. Take a look at what we offer, and then decide what’s right for you.

Need more information?

You can start by exploring our mortgage programs, home buying resources, and financial calculators. If you need more help, simply contact one of our Mortgage Consultants at 800-970-7766.

Ready. Set. Apply!

If you are ready to apply, simply access our secure online mortgage application.

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Disclosures: *For purchase transactions, the rate cannot be locked until MortgageFlex has received a ratified purchase agreement.